Monstro

An AI money copilot for a seed-stage fintech, designed as a white-label product for banks. Bank names and logos are placeholders and don’t imply a partnership.

Role
Sole designer
Designs circa
2024
Employment type
Contract
Type
Native mobile
Stage
MVP

Mobile

33 screens
Good morning, James
Good morning, JamesA Wealth Score and four colour-coded quadrants — assets, liabilities, expenses, income — on one home screen, designed to sit inside a bank's own app.
Your Wealth Score
Your Wealth ScoreOne number out of 100 for your whole financial life, with monthly history, action items and the reasons it moved.
A month at a glance
A month at a glanceTap a month to see its score and what changed.
Monstro Score
Monstro ScoreAn earlier version of the score, out of 900.
Past 30 days
Past 30 daysScore history by period, with impacts tagged by quadrant.
What moved your score
What moved your scoreEvery change to the score, with sources.
Your finances on a radar
Your finances on a radarFive areas on one chart show strengths and gaps at a glance, with goals and a breakdown below.
Filter by area
Filter by areaThe radar narrowed to one area, with confidence and trend.
Income, in depth
Income, in depthInsights, what changed, and every related account with how confident the app is in each figure.
Income summary
Income summaryTotal income with confidence, insights and related accounts.
Expenses summary
Expenses summaryTotal expenses with a profile question to sharpen the numbers.
Assets summary
Assets summaryTotal assets, medium confidence, and an AI search bar on every page.
A better rate, flagged
A better rate, flaggedThe app spots a partner offer on your mortgage and invites you to talk it through.
A rental property, in full
A rental property, in fullValue, mortgage, net equity, rent vs cost and photos for one holding.
A stock holding
A stock holdingPrice history, purchase info and dividends, plus a nudge to link it to other holdings.
An insurance policy
An insurance policyDeductible, premium, payments and linked holdings.
Almost there
Almost thereA completeness meter encourages users to link holdings for 'a more complete wealth story'.
My holdings
My holdingsEvery asset, liability and insurance policy, tagged personal, household or business.
Personal holdings
Personal holdingsFiltered to what belongs to you personally.
Household holdings
Household holdingsShared family assets, debts and policies.
Business holdings
Business holdingsAssets and debts held by your companies, shown separately.
Liabilities by owner
Liabilities by ownerEvery debt tagged by who holds it.
Choose a category
Choose a categoryNarrow a list by type of liability.
How can I help?
How can I help?An AI financial advisor with suggested questions and your past advice.
What shall we talk about today?
What shall we talk about today?One tap to ask the questions people actually have.
Thinking
ThinkingThe advisor working on your answer.
Thinking
ThinkingLoading state.
Advice with your numbers in it
Advice with your numbers in it'You're leaving $3,300 a year on the table' — with a 10-year chart and sources.
Your returns are too low
Your returns are too lowA plain-language answer backed by your portfolio's figures.
Answer card
Answer cardAn advisor answer in a simple layout.
From advice to action
From advice to actionAction items show progress and the expected gain in score and dollars before you commit.
Do you have a job?
Do you have a job?One question at a time, with Skip, Snooze and 'Why ask?'.
Do you have kids?
Do you have kids?Short profile questions make the advice more accurate.